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If you’re looking for a system that helps manage your finances and allows you to monitor where your hard-earned money goes, then you might want to look into using an expense tracker.
You can use either an app or a printable expense tracker. They are both good ways of keeping a record of your expenditures for a given period of time.
If you prefer a digital approach to tracking your expenses, the money-saving apps featured in this post will be of great help to you.
Meanwhile, if you are more comfortable with a pen-and-paper approach to monitoring your daily budget, we’re sharing a handpicked collection of expense tracker printable sheets that are designed exclusively to help you keep an eye on where your money goes.
Read on to check out our list.
1. Daily Spending Log
This spending log has provisions for writing down the date of your purchase, the item, and amount spent. In addition, for every item bought for the day, you indicate whether it is a “need” or “want” by marking the appropriate box.
By justifying your purchases this way, it’s easier to control impulse purchases.
Set aside time each month to evaluate your purchases. This way, you’re aware if you’re within budget or there is still room for improvement in your spending habits.
2. Floral Design Expense Tracker
This tracker features a floral border and four columns to record your daily spending.
The printable allows you to write down:
Putting your daily expenditures in categories helps you determine the average amount being spent in every category. By knowing this, you’ll have a more accurate picture of your spending habits. This helps create a more realistic monthly budget .
3. Pink Themed Expense Tracker
If you’re looking for a pink-themed tracker, you might want to consider the example above. This tracker features several columns that provide information about your daily spending, such as:
In addition, there are columns you can check to indicate whether the purchase or payment made was “in budget” or “not in budget.”
4. Light Pink Personal Expense Tracker
Here is another pink-themed printable template. In addition to letting you list down the item description, category, and amount paid, this tracker also has areas where you can indicate whether the purchase was paid through cash, debit, or credit.
Finally, to help control impulse buys, there are boxes to check that indicate if the purchase was a need or a want.
5. Boho Feather Expense Tracker
This tracker gives you an overview of how you’re spending your money at a glance. When using this expense tracker, you will list down each purchase in its respective category.
The categories include:
A stylized feather graces the heading of this printable, ideal for those who love rustic or bohemian design elements.
6. A4 Expense Sheets
If you’re looking for a no-frills expense tracker, then you’ll love this streamlined, minimalist design from Bobbi Printables.
These expense sheets are downloadable in A4 size. They come in light blue and purple, as well as in a plain design.
This daily spending log lets you record the description or name of the item paid for, the category where it belongs, and the amount paid. There is also space for you to write down the total amount of expenses for the day.
A quote from Sage Orman that says, “The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem,” is printed at the bottom of the page for extra motivation to keep your finances in order.
8. Spending Log for the Day
This spending log features a black-and-white design favored by minimalists. It allows you to record the date of purchase, the name of the item, the category of expense it belongs to, and its price.
There is also a column where you can indicate if the purchase is a want or a need.
The last sample is a colorful expense log for tracking your daily expenses. Print out enough sheets for a week’s worth of expenses, place them on a clipboard, and record your purchases.
10. 31-Day Expense Tracker
This spending log is designed to provide a quick view of your purchases for an entire month.
However, instead of itemizing your daily purchases, you will be grouping them according to your major spending categories.
This way, by the end of the month, you’ll have an idea which categories you’re spending more money on. If necessary, you can make adjustments in your spending or your budget allocation.
11. Side Hustle Expense Tracker
If you’re running a small business, tracking your expenses is very important. Your tracker must be for the exclusive use of that specific business, and not mixed with household or personal purchases.
For this purpose, you can use this Side Hustle tracker from Smart Cents Mom.
There you have it—11 expense tracker printable samples that keep you aware of your spending habits, monitor your budget, and tell you where your money is going. We hope that you’ve found a template you can use for your expense tracking needs.
When it comes to better financial habits, there are different systems you can use to ensure abundance and financial security in your life.
Meanwhile, this article identifies five bad money habits that you should stop doing ASAP. And you can check out our review of the best finance books to help you manage your money, increase your wealth, and achieve financial security.
Finally, if you want to take your goal-setting efforts to the next level, check out this FREE printable worksheet and a step-by-step process that will help you set effective SMART goals.